Banks have a market opportunity in targeting the unbanked
Financial education and better customer control can reverse the debt cycle
What is GDPR? Everything you need to know about the new general data protection regulations
All companies which handle personal data of EU citizens must comply with the GDPR. This will include both companies with presence in an EU country as well as companies with no presence in the EU, but process personal data of EU citizens.
Marketplace banking may be the panacea that bank customers (and challengers) have been waiting for
An alternative banking model.
The Capability and Innovation fund will change the SME Banking market. Is your Bank ready?
The Capability and Innovation fund is not just a quick fix, but part of a strategic shift in the SME customer relationship. Here’s why.
Euroclear to open settlement unit in Ireland due to ongoing Brexit uncertainty.
Euroclear UK & Ireland provided integrated multi-currency settlement services for both Irish and UK corporate securities.
Brexit impact assessments: Why your customer’s business is your business
Brexit Programmes should move to executing on ‘no-regrets’ plans that cover the largest number of possible outcomes.
Digitally Transforming Core Operations: Why letting go seems to be the hardest part
Banking is being disrupted by innovation through digital technology, new regulation and increased competition.
Banks Learn to Innovate … or Die
As lifestyles and expectations of consumers continue to change, often powered by smartphones and other technologies ever-present in their lives, banks risk weakening their leadership in the highest-valued end of their treasured customer relationships
Open Banking is fast approaching- Will banks seize the opportunities?
Most banks are pre-occupied with implementing operational and IT infrastructure changes to deliver compliance with PSD II and CMA regulations in January 2018.
Settling without borders – transforming the European post -trade landscape
Financial market infrastructures across Europe have evolved in diverse ways due to the various national structures and regulations within which they have been developed.
Active divestiture shouldn’t be overlooked – as retail banks have found to their detriment. There are lessons to be learnt.
Divestitures are a key, but often overlooked, component of the active management of business portfolios.
Making the case for present planning to include the Fintech future?
Conquering AML is still a major opportunity for RegTech providers
It is not a secret that dealing with anti-money laundering (AML) has been one of the biggest challenges for banks for years. If things go wrong, Banks can potentially face hefty breach fines of €5M or 10% of total turnover.
Regtech: Enabling zero-cost payments for a PSD2 world
Payments today are expensive. As regular bank customers we don’t see this cost, but the shops we buy at do, and they increase the price we pay as a result.
Is your RegTech solution more “Tech” than “Reg”? Does it really address your business challenge ?
If you’re developing a solution as a FinTech or considering a new capability as a bank, have you considered the question ‘is this solution more “Tech” than “Reg” or has it achieved the right balance of both ?’
Branch distribution for disruption?
Bank branches have traditionally been the principal distribution channel for everyday banking services. However, once an account is opened there is less need for traditional branch structure.
Knowing Your Customers: the challenge of creating a single customer view
External data from banks, market data providers, and regulators can often be confusing if they all use different codes to identify the same entity.
Brexit contingency planning. Should I stay or should I go?
Britain has triggered the process of exiting the European Union. The next two years will likely offer little but uncertainty.
Finding an advantage in regulatory reporting
As the need for financial services firms to provide greater transparency through regulatory reporting increases, it’s essential that firms move from complex operations and legacy architecture to a more rationalised approach.
Emotion and Data – Key Factors to Attract and Retain the Digital Customer
Digitisation currently requires organisations to review its customer relationship models. Having thorough knowledge of your customer and their emotions are key success factors to long-term customer loyalty.