Trends and Challenges
The banking sector faces a number of challenges such as economic instability, high unemployment, and threats of a global trade war. In addition, high interest rates, tight margins, and restrictive risk policies since the 2007 economic crisis have created a highly competitive and complex environment. In this regard, it is critical that financial institutions adapt to industry-relevant regulatory changes and seek ways to differentiate themselves on the market.
Accelerated technological transformation is another important challenge for the banking sector. The development of disruptive technologies—such as blockchain, cloud computing, IoT, artificial intelligence, machine learning, and virtual reality—is changing the way banks operate and how they engage with their customers. The banking sector is also facing the gradual entry of new players to the market, such as fintechs and bigtechs, which offer attractive value propositions and greater operational flexibility.
Our services are designed to address these challenges and trends in the banking industry. We offer innovative strategies, advanced technology solutions, and strategic advising to transform the operating model of financial institutions.
Axis Corporate has the necessary capabilities to respond to the current and future momentum of the industry, supporting the sector’s entities in their transformation processes, based mainly on the following lines of action:
- Assessing new business models under organic and inorganic growth.
- Reviewing and adapting the asset and liability product portfolio to market needs.
- Increasing effectiveness and efficiency in the distribution model and commercial network.
- Reviewing and improving NPA management models.
- Improving the customer experience and satisfaction.
- Maximising profitability through efficiency in the operating and sourcing model.
- Optimising risk management models, thereby impacting the default rate and recovery models.
- Integrating ESG practices into the corporate strategy.
- Strengthening the technological model that supports the business and its scalability.
“They assisted us in the selection and evaluation of the planning tool, providing technical knowledge on how to manage this type of project.”
“Full availability and collaboration in the continuous search for efficiencies and increased productivity.”
“The Axis Corporate team has stood out in our company’s BFC implementation project for its expertise, proactive attitude, and commitment, all oriented towards providing solutions to the needs raised.”
“They offer their methods, bring order to the follow-up of the project commitments, and provide training in the Process Engineer function.”
“Axis Corporate has a team of highly qualified professionals who have been able to integrate into the company’s structure quite quickly, which has allowed us to draw up a very accurate report on the company’s qualities and challenges.”
“We simply would not have been able to move the project forward without their advising.”
“Maximum involvement in achieving the objectives and adapting to the changes that occurred throughout the collaboration.”
“Working with the AXIS team has allowed me to complement the comprehensive vision of the project. We have proactively moved towards a model of continuous improvement in our development.”
“The Axis Corporate team has been key to this project in guiding the Business Areas in adapting their processes to the corporate tool, facilitating the transition, and making the processes more efficient on both sides of the ‘Equation’.”
“A very helpful team with a huge capacity for management and innovation.”
“The team gives off a sense of total reliability and expertise so that you feel well-accompanied and advised, and they have the capacity to adapt to and align with the style and culture of the organisation.”
“Involvement, professionalism, quality.”
“Great professionalism, which lends a sense of security. The ability to advise us, taking into account what needs to be done along with the type of entity we are, is highly valued.”
“The Axis Corporate team took on a complex challenge, both in terms of content and deadlines, and resolved it in an exemplary manner, meeting all the requirements.”
“A dedicated team focused on providing solutions.”
“High value contribution with quality, innovative solutions.”
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